Business banking for affiliate networks

A company earning its own affiliate commission is different from a network collecting money to distribute on advertisers’ behalf. Explain who contracts with whom, when the network earns its fee and who legally owns the balance before publisher payment. Provide the advertiser and publisher types, offer categories and countries involved.

Gaming, financial-services, crypto and age-restricted promotions may create different eligibility or compliance questions. Explain traffic sources, approval procedures and contractual restrictions. A payment account does not authorise misleading promotions or activity outside the relevant permissions. Do not conceal a high-risk offer behind a generic marketing invoice.

Specify USD, EUR and GBP receipt needs, whether advertisers pay directly and whether a platform or payment intermediary settles funds. A suitable arrangement may support local receiving routes and international payouts, subject to the institution’s coverage and approval. Identify recipient countries, volumes and payment frequency.

Explain invoice reconciliation, commission deductions, refunds and reversals. Payout currency coverage is not proof that all publishers can receive funds. Where balances legally belong to another party, ask for the correct account design. An ordinary operating account should not be assumed suitable for a regulated payment service or customer-money arrangement.

If a commission is paid in crypto, show the advertiser agreement, calculation and payment history. Describe the asset, network, wallet ownership, conversion counterparty and final fiat use. Support for USDT, USDC, BTC, ETH or SOL is confirmed for the case, including transfer directions and networks.

A crypto balance screenshot alone does not establish that money is legitimate affiliate income. Keep the evidence connecting receipts to commercial activity and record onward payments to publishers. A provider supporting conversion does not automatically support every exchange or wallet. Obtain approved instructions before sending any test transfer.

Send the company country, owners’ residence, promoted offers, example advertiser relationships, publisher countries, currencies and monthly receipts. Formal evidence may include advertiser and publisher contracts, invoices, payout ledgers, traffic controls and previous account history. Explain restrictions or closures and any unresolved payment disputes.

Xavion helps organise the funds-flow explanation and identifies a suitable institution. The institution performs checks and confirms product availability, fees, limits and timing. The initial consultation is free; paid placement is agreed separately. Our guarantee applies only after Xavion approves a case for suitable onboarding, not to every applicant, advertiser niche or payment route.