ADGM (Abu Dhabi) vs Guernsey: which jurisdiction wins?

ADGM (Abu Dhabi) vs Guernsey — both credible, very different trade-offs. Below: side-by-side on the variables that actually move the decision.

	ADGM (Abu Dhabi)	Guernsey
Tax headline	0% on qualifying income (9% otherwise)	0% (10% banking/insurance)
Formation days	14	5
First-year cost	$11,500	$5,500
Treaties	140+	12+
Substance	Office and director presence required	Substance Law 2018
Banking	ADGM banks plus FAB, ADCB onshore introductions	Channel Islands tier-1 banks

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