DIFC (Dubai) vs Andorra: which jurisdiction wins?

DIFC (Dubai) vs Andorra — both credible, very different trade-offs. Below: side-by-side on the variables that actually move the decision.

	DIFC (Dubai)	Andorra
Tax headline	0% on qualifying income (9% otherwise)	10% corporate, 10% personal
Formation days	14	30
First-year cost	$12,000	$6,500
Treaties	140+	9+
Substance	Mandatory office, directors, employees in DIFC	Real residency required
Banking	DIFC-licensed banks and prime brokers	Andorran banks (Andbank, Crèdit Andorrà)

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