Guernsey vs ADGM (Abu Dhabi): which jurisdiction wins?

Guernsey vs ADGM (Abu Dhabi) — both credible, very different trade-offs. Below: side-by-side on the variables that actually move the decision.

	Guernsey	ADGM (Abu Dhabi)
Tax headline	0% (10% banking/insurance)	0% on qualifying income (9% otherwise)
Formation days	5	14
First-year cost	$5,500	$11,500
Treaties	12+	140+
Substance	Substance Law 2018	Office and director presence required
Banking	Channel Islands tier-1 banks	ADGM banks plus FAB, ADCB onshore introductions

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