Isle of Man vs Labuan: which jurisdiction wins?

Isle of Man vs Labuan — both credible, very different trade-offs. Below: side-by-side on the variables that actually move the decision.

	Isle of Man	Labuan
Tax headline	0% (10% banking/retail)	3% on audited net profits
Formation days	5	14
First-year cost	$4,800	$5,000
Treaties	11+	70+
Substance	Substance requirements aligned with EU code of conduct	Substance Regulations 2018
Banking	IoM banks plus UK introductions	Labuan banks plus Malaysia intros

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