Jersey vs Labuan: which jurisdiction wins?

Jersey vs Labuan — both credible, very different trade-offs. Below: side-by-side on the variables that actually move the decision.

	Jersey	Labuan
Tax headline	0% (10% financial services, 20% utilities)	3% on audited net profits
Formation days	5	14
First-year cost	$5,500	$5,000
Treaties	14+	70+
Substance	Economic substance for relevant activities	Substance Regulations 2018
Banking	Tier-1 (HSBC, Barclays, Standard Chartered)	Labuan banks plus Malaysia intros

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