Luxembourg vs Jersey: which jurisdiction wins?

Luxembourg vs Jersey — both credible, very different trade-offs. Below: side-by-side on the variables that actually move the decision.

	Luxembourg	Jersey
Tax headline	24.94% effective; SOPARFI structuring lowers materially	0% (10% financial services, 20% utilities)
Formation days	14	5
First-year cost	$12,000	$5,500
Treaties	85+	14+
Substance	Substance mandatory post-ATAD	Economic substance for relevant activities
Banking	BIL, BGL BNP Paribas, prime brokers	Tier-1 (HSBC, Barclays, Standard Chartered)

Talk to a partner before you incorporate.

Wrong jurisdiction, wrong substance, or wrong bank shortlist is a 12-month problem. A 30-minute briefing fixes 80% of it.