Set up a US LLC as an Online Therapist
The simplest way for online therapists to operate through a US company — file in any state, accept USD payments via Stripe, and unlock US banking and platforms designed for global founders.
Why Online Therapists choose a US LLC
Get paid in USD from anywhere
Stripe, PayPal, Wise — every major payment processor opens up the moment you have a US entity and EIN.
A US-based business partners trust
Sign contracts as a US LLC. Clients, marketplaces, and platforms treat you as a first-class operator, not a foreign freelancer.
Pass-through structure for non-US owners
Non-US owners with no US-source income and no US presence typically owe no US federal income tax on LLC profits. Always confirm with your tax advisor.
What a US LLC unlocks for online therapists
The platforms, payment rails, and contracts that open up the moment your US entity is live.
Sell coaching globally in USD
Run Stripe-powered programs, memberships, and 1:1 packages priced in USD without local card-processing limits.
Liability separation
An LLC keeps coaching liability, IP, and program revenue separate from your personal finances.
Course platforms and memberships
Kajabi, Teachable, Circle, and Mighty Networks integrate cleanly with Stripe under a US business.
Sponsor and brand partnerships
Wellness brands sponsor creators through US contracts and Net-30 invoicing — your LLC becomes the payee of record.
How it works
Seven guided steps. Most founders finish the application in under ten minutes.
- 01
Pick a state
Wyoming, Delaware, New Mexico, or any US state. We'll recommend based on your goals.
- 02
Name your LLC
Real-time availability check. We reserve your name as part of the filing.
- 03
Add members
Single-member or multi-member. We handle the operating agreement.
- 04
Registered agent
Included for year one. US business address that meets state requirements.
- 05
File with the state
We submit your Articles of Organization and track approval.
- 06
Get your EIN
Federal tax ID issued by the IRS — required for banking and Stripe.
- 07
Open banking
Mercury, Wise, Relay — fully remote onboarding for non-US founders.
FAQ for online therapists
Can I form a US LLC from abroad as a online therapist?+
Yes. There is no US residency, citizenship, or visa requirement to own a US LLC. We handle the full filing remotely.
Which US state should I choose?+
Wyoming and Delaware are the most popular for non-US founders — Wyoming for privacy and the lowest annual cost ($60), Delaware for credibility and investor expectations. New Mexico is a low-cost alternative with no annual report. We'll recommend during the application.
Do I need to fly to the US?+
No. Formation, EIN, and most US business banks (Mercury, Wise, Relay) onboard remotely with a passport and your formation documents. No travel required.
How long does the whole process take?+
The online application is about ten minutes. State approval is typically 48–72 hours. EIN follows in 1–4 weeks depending on IRS load — we can rush it. Banking opens within 1–5 business days after EIN.
Can I sell programs and coaching globally?+
Yes — Stripe + Kajabi / Teachable / Circle / Mighty Networks all run under your US LLC. You can sell USD, EUR, or GBP and consolidate revenue into one US business bank.
Does an LLC protect me from coaching liability?+
An LLC separates business liability from personal assets. For high-risk modalities, add professional liability insurance — we can introduce US providers that insure non-US-resident LLC owners.
What's included in your pricing?+
State filing fee, registered agent for year one, operating agreement, EIN application, and ongoing compliance reminders. Banking introductions are included; the bank's own onboarding remains their decision.
Can I convert the LLC into a C-Corp later?+
Yes. Many founders start as an LLC and convert to a Delaware C-Corp once they're ready to raise from US VCs. We coordinate the conversion when that day comes.
Ready to form your US company?
Start the guided 7-step flow. Pause anytime — we save your progress.